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Automated FINTRAC reporting

Fully automated
FINTRAC reporting

SCADOX detects reportable transactions, generates reports, and files them with FINTRAC — so your team stops doing it manually.

Direct FINTRAC API submission · Hosted in Canada · SOC 2 + ISO 27001 data centres
MSBs·Crypto exchanges· Gaming & iGaming·Real estate· Lenders & leasing·ATM operators
The problem

Manual reporting is slow, costly, and risky.

Every reportable transaction your team finds by hand is hours of work — and the ones they miss are penalties.

!

Hours lost to report prep. Threshold lookups, copy-pasted submissions, spreadsheet wrangling — the largest line item in most reporting budgets.

!

Human error scales with volume. Missed 24-hour aggregates and inconsistent entries become rejected reports and examination findings.

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Deadlines turn into violations. Each late or unfiled STR, LCTR or EFTR is its own administrative violation under FINTRAC's penalty regime.

~70 hrs/mo
spent on manual report prep at a mid-volume business — before a single error is corrected.
$176.9M
largest FINTRAC penalty ever — 2,590+ violations, including 1,068 missing suspicious transaction reports.
The platform

Everything reporting needs — nothing it doesn't.

SCADOX plugs into your payment platform via secure API, or takes a CSV, and runs reporting end to end.

aiSTR™

Detects reportable activity

Proprietary aiSTR™ drafts STR narratives aligned to FINTRAC risk indicators, ready for your compliance review — the work other tools leave to you.

Autopilot

Files automatically

For connected databases, autopilot classifies and submits LCTRs, LVCTRs and EFTRs automatically — direct to FINTRAC, validated, on time.

Direct submission

Straight to FINTRAC

Reports validated against current FINTRAC schemas and submitted through secure API. No logging into the FINTRAC portal, no re-keying.

Validation

Catches gaps before filing

Built-in checks flag missing fields and inconsistencies before submission — fewer rejected reports, less rework.

Audit & analytics

A defensible record

Every flag, draft and filing is timestamped and retained. Submission history, throughput and accuracy — exportable for bank and board reviews.

How it works

Three steps, then it runs itself.

Connect once. SCADOX handles detection, drafting and filing on every transaction after that.

01 — DETECT

Watch every transaction

Connect your platform by API or upload a CSV. SCADOX analyses each transaction, aggregates across the 24-hour window, and identifies what's reportable.

02 — DRAFT

Build the report

Fields auto-populate from your records. aiSTR™ drafts STR narratives. You review high-risk items; routine reports need no touch.

03 — FILE

Submit on time

Validated reports go straight to FINTRAC via secure API, within required timeframes — with a full audit trail behind every submission.

The difference

Other tools submit. SCADOX finds and submits.

Cheaper API tools only transmit a report you already built. The detection is the work — and that's what SCADOX automates.

SCADOX

The detection and reporting are fully automated.

  • aiSTR™ analyses every transaction
  • Finds the reportable ones for you
  • Auto-populates and structures the data
  • Drafts, validates and files on time
Saves 100% of your time
Other FINTRAC Reporting tools

You do the work. They transmit it.

  • You monitor your transactions
  • You decide what's reportable
  • You gather the data in a spreadsheet
  • The tool just sends it to FINTRAC
Saves 40–50% of your time
Coverage

Every Canadian report type

Built around the PCMLTFA reporting schema — generated, validated and submitted directly to FINTRAC.

STR
Suspicious Transaction Report — drafted by aiSTR™
LCTR
Large Cash Transaction Report
LVCTR
Large Virtual Currency Transaction Report
EFTR
Electronic Funds Transfer Report
TPR
Terrorist Property Report
Why SCADOX

FINTRAC-native, backed by Canadian counsel

FINTRAC-native

Built around the PCMLTFA reporting schema — STR, LCTR, LVCTR, EFTR, TPR. Direct FINTRAC submission is the default path. No US or EU form retrofits.

Backed by Approved MSB Services

SCADOX is delivered with Approved MSB Services, a leading Canadian AML/ATF provider. Reporting logic is reviewed by licensed Canadian counsel — assurance the right transactions get caught.

Canadian data

Hosted in Canada using compliant data centres with SOC 2 and ISO 27001 certification. Data is encrypted, with a full, immutable audit trail.

Fast go-live

Secure API integration in days, full go-live in weeks. Pricing scaled to your reporting volume — no enterprise sticker shock.

90%
less manual work
99%
accuracy
50%
faster onboarding
Pricing

Flat monthly pricing, scaled to volume

Plans scale to your reporting volume. Book a 20-minute call and we'll map the right tier to your numbers.

Starter
Up to 100
reportable transactions / mo
Up to 3,000
total transactions / mo
  • Detection & auto-filing
  • aiSTR™ STR drafting
  • Direct FINTRAC submission
  • Full audit trail
Book a 20-minute call
Growth · popular
100–1,000
reportable transactions / mo
Up to 15,000
total transactions / mo
  • Everything in Starter
  • Autopilot for LCTR/LVCTR/EFTR
  • Pre-submission validation
  • Analytics & exports
Book a 20-minute call
Scale
1,000+
reportable transactions / mo
15,000+
total transactions / mo
  • Everything in Growth
  • Volume pricing
  • Priority onboarding
  • Dedicated support
Book a 20-minute call
Let's talk

Book a 20-minute call

Twenty minutes on your reporting flow is enough to know whether SCADOX fits. Leave your details and a specialist will reach out to schedule.

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